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Should I do a Roth conversion? | Money Confidence, Episode 1

Crystal Oculee, Chief Financial Strategist at Confidence Wealth Management, takes one of retirement planning’s most common questions and examines it through four lenses: tax, investment, estate, and income planning. The episode includes two contrasting hypothetical households, circumstances where a Roth conversion may make sense, circumstances where it may not, and live viewer Q&A. All examples shown are hypothetical and for discussion purposes only. Next episode: Should I take my pension as a lump sum or monthly payments? Live Wednesday, September 9 at 12:00 PM PT / 3:00 PM ET on Facebook and LinkedIn.

[Episode 2 event / registration link - insert August 26]

Educational purposes only; not individualized investment, tax, or legal advice. Tax results depend on individual circumstances and applicable law. Investment advisory services are offered through

Confidence Wealth Management, Inc., an SEC-registered investment adviser. Registration does not imply a certain level of skill or training. CWM does not provide legal advice.

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For more information, watch our webinars:
https://icwm.com/webinar/

Have questions? Connect with us.
Call/Text: (310) 820-4411
Email: ask@icwm.com
Website: https://icwm.com

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Money Confidence Replay: Should I do a Roth Conversion? | August 12, 2026

Wealth planning is often handled in pieces. Investments in one place, tax strategy in another, estate documents somewhere in the background. Each piece can be handled well, and gaps can still develop in the space between them.

That space is where Confidence Wealth Management works.

We are a boutique, SEC-registered investment adviser built around integrated planning: the work of connecting tax planning, investment management, estate planning, and retirement strategy at the architecture level, so the pieces function as one structure instead of several reasonable decisions made separately.

How the work runs:

Discovery first. Before any recommendation, we spend real time on what the money is actually for.

Strategy before tools. The plan comes first. Products and accounts follow the plan, not the other way around.

Integration as the discipline. We examine how tax planning decisions can interact with your estate structure, withdrawal sequence, and beneficiary designations before implementation decisions are made, rather than after the fact.

A multidisciplinary team. Our team includes CFP® professionals, CFA charterholders, tax planning professionals, and estate planning specialists, with planning coordinated around one strategy.

On this channel: educational videos on retirement income, tax-aware planning, estate structure, Social Security, and the planning interactions that can become expensive when they go unexamined.

If you have a complex financial life, our educational webinars are a practical place to see how these planning issues can interact in real-world situations:

Taxes in Retirement: https://icwm.com/webinar/taxes-in-retirement/
The 5 Gaps Between Your Advisor, CPA, and Estate Attorney: https://icwm.com/webinar/5-gaps-between-advisor-cpa-and-estate-attorney/

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Confidence Wealth Management does not provide legal advice and does not operate an in-house CPA practice. Tax return preparation is coordinated through CPA relationships. Estate planning document services are facilitated through provider relationships and technology. Tax outcomes depend on each client's circumstances and applicable law.

Investment Advisory Services are offered through Confidence Wealth Management, Inc. (""CWM""), an SEC-registered investment adviser. Registration does not imply a certain level of skill or training. Confidence Wealth Management, Inc. and Confidence Wealth & Insurance Solutions, Inc. (""CWIS"") are separate affiliated companies. CWM provides investment advisory services only. Insurance products and services are offered through CWIS. For important information about CWM's services, fees, and conflicts, please review CWM's Form ADV Part 2A Brochure, available through the SEC's Investment Adviser Public Disclosure website or by contacting our office.

Confidence Wealth Management | Integrated Tax, Investment, and Estate Planning

Discover whether municipal bonds are the right choice for your financial strategy. Many people are drawn to their tax-free benefits
In this video, Crystal Oculee, Chief Financial Strategist at Confidence Wealth Management, breaks down why tax-free investments like municipal bonds might not always make sense.

At Confidence Wealth Management, we emphasize holistic financial and tax planning to help you maximize your investments. If you're unsure about your current municipal bond holdings or want a personalized evaluation, reach out to us today!

https://icwm.com/webinar/

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#MunicipalBonds #TaxPlanning #FinancialStrategy #TaxFreeInvestments

Municipal Bonds: Are They Right for Your Tax Bracket?

Are you wondering whether a will or a trust is the best choice for your estate planning? In this video, Crystal Oculee, Chief Financial Strategist at Confidence Wealth Management, explains the key differences between wills and trusts and when to use each. Learn how a trust can help avoid costly probate, minimize family disputes, and ensure your legacy is preserved exactly as you wish. Crystal shares insights on living trusts, financial power of attorney, and essential steps for securing your assets and legacy.

Watch now to get our advice to help make informed decisions about your financial future. Check out the webinars linked below for a deeper dive into estate planning and trust strategies. https://icwm.com/webinar/

Have questions? Reach out to askcrystal@icwm.com. Don’t forget to like, subscribe, and share!

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