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Elite wealth planning, otherwise known as elite wealth management, plays an extremely important role in the lives of individuals and those whose financial success is rapidly increasing.

If you’re looking to further develop your understanding of what exactly elite wealth planning is, why it matters, and how it can positively impact your life, read on.

What is Elite Wealth Planning?

Elite wealth planning is an all-inclusive collection of processes centered around clients, focused on building out a plan in order to increase and protect their wealth and financial assets.

This involves the use of wealth advisors to look towards areas such as retirement, taxes, asset protection, and more. Let’s dive deeper into the types of planning involved in elite wealth planning:


A large part of elite financial planning involves mitigating taxes using advanced wealth strategies, such as modifying corporate structures.

Charitable Giving

Elite financial advisors are able to turn charitable giving into a tax-efficient process. We maximize the tax code to your advantage and at the same time maximize your philanthropic effort to the world.

Asset Protection

Through the use of advanced financial strategies, we will build a moat around your assets to help ensure your wealth is not unjustly taken.

Estate Planning

Through a combination of legal strategies and financial expertise, we will help ensure future arrangement has been determined — such as who will own assets, and how — on current and projected assets.

Business Succession

Elite wealth planners work to put plans in place for the succession and transitioning of businesses in the most tax-efficient manner.

Lifestyle Management

This involves the planning of how to structure a client’s wealth over the span of their lifetime and encompasses everything from longevity to health-related worries.

Marital and Relations

This process revolves around protecting an individual or family’s finances and assets in the case of separations or disputes within marriages and relationships.

Why Does Elite Wealth Planning Matter?

Elite wealth management differs significantly from simply hiring financial professionals for a select few services, such as tax planning or asset protection. Wealth management encompasses every aspect of your financial life.

There are various types of wealth planners out there, all of which have the same technical capabilities, but what makes elite wealth planning so “elite” is that it largely focuses on the human element of the process — much like we’d see in a family office. Elite wealth planning must revolve completely around the client, and this includes:

  • Considering each and every one of the client’s needs, wants, and concerns
  • Understanding the client’s professional and personal relationships
  • Understanding the full scope of the client’s financial situation, including any assets
  • Forming relationships with the client’s current preferred professionals
  • Understanding the way in which the client prefers to work
  • Discovering the client’s interests

Elite wealth planners choose to focus largely on the human element and go beyond the numbers, meaning that they’re truly able to work towards coming up with the best plans and solutions for their clients. This also means that the client must always be at the center of every decision made — which is where it differs from regular wealth planning and why it matters to high net worth individuals.

In other words, elite wealth management focuses its solutions on exactly what the client wants as a person, rather than based on their numbers. A standard wealth planner may tend to focus solely on the financial and legal aspects of the operation, and while this doesn’t mean that they don’t take the client relationship into account, it does mean that this is not their main focus or area of expertise.

The true qualities of an elite wealth planner are particularly important to consider when it comes to recognizing the warning signs of an imposter. There are certain financial professionals who promote the service of elite wealth management but can’t actually perform adequately nor meet their promised goals. On the other hand, there are some who will deliberately sell false promises to a client in a play to cheat them. Others set out to exploit wealthy individuals with their eye set on a large paycheck, rather than taking into consideration a client’s wants and needs. None of these match the qualities of an elite wealth planner, and that’s a large part of why bespoke elite wealth planning matters.

Elite wealth planning, in due time, will enable both the client and the elite wealth planner to build up a relationship of trust, familiarity, and security — in which they can better work together to meet their goals.